Consultation disclaimer and liability limits

This website provides financial consultation and general recommendations under Australian law. Our information is not a substitute for independent professional advice tailored to your personal circumstances. Please review all content carefully before making decisions.

General information notice

All information on this site is for reference and consultation purposes only. It is not intended as personal or legal financial advice. You should always consult an appropriately qualified professional prior to making any financial decisions. Results may vary for each individual.

Limitations of liability

By using our site and services, you agree to the following limits of liability:

• We are not liable for any direct or indirect losses or damages from your use or reliance on this content.
• No guarantee is made concerning specific investment outcomes or financial returns resulting from our recommendations.
• Service availability and accuracy are offered on an as-is basis, subject to change or interruption at any time.
• Past financial performance does not guarantee future results or circumstances for clients.

Information accuracy statement

We strive for up-to-date and accurate information. However, errors and omissions may occasionally occur, so users should verify content independently before acting. Our team does not assure absolute accuracy or completeness of material.

No professional relationship

Use of this website does not constitute a professional, financial, or fiduciary client relationship. Advisory meetings are not a replacement for licensed professional services in legal or tax domains.

External links notice

Links to third-party sites are offered for informational purposes and do not imply endorsement or responsibility for external content. Please review external site policies when following these links.

Results disclaimer and variation

Results may vary between individuals. No prediction or guarantee is provided regarding any outcome of consultations or recommended actions.

Financial services, fees and risks

Services may involve fees and important terms; ensure you read the relevant documentation.

• APR rates, fees, and repayment terms must be reviewed prior to any agreement or engagement.
• Financial recommendations may carry risks; no outcome or return is ensured as each case differs.
• Always consider risks before acting on recommendations. Independent professional advice is recommended.

Australian jurisdiction applies

Our site and services are provided under Australian law.

Indemnification

By using our site and services, you agree to release and indemnify us from claims or damages arising from misuse or unauthorized use of content or information.

Severability

If any part of this disclaimer is found invalid or unenforceable, the remaining sections remain fully effective and applicable.

Modifications

We may update this disclaimer periodically. Continued use of the site signifies your acceptance of revisions as of the effective date.

Contact us

For any questions or legal requests regarding disclaimers or liability, please use the channels below.